MEMIC has implemented updates to its Website Terms of Use, effective today, April 29, 2025. These changes enhance user experience and provide greater clarity for all website visitors.

What's New

The updated Terms of Use include several key improvements now in effect:

• Enhanced Readability: While maintaining their legal significance, the terms have been restructured with clearer headings and section references to make them easier to navigate and understand.
• Refined Dispute Resolution Framework: The updated terms clarify procedures for resolving potential disputes, including specific processes for individual arbitrations and cases involving multiple similar claims. A class action waiver has also been added, though users can opt out of the Arbitration Agreement by following instructions in Section 2(H) of the Terms.
• Updated Liability and Indemnification Provisions: MEMIC has revised terms related to limitations of liability and circumstances under which users may be required to indemnify the company.

What This Means for Users

All visitors to the MEMIC website should be aware that continued use of the site from today forward will constitute agreement to these updated terms. The full updated Terms of Use can be accessed here.

For those with questions about these changes, MEMIC's customer support team is available at (207) 791-3300.

MEMIC regularly reviews and updates its policies to ensure they meet current best practices and legal standards while serving the needs of its growing community of users.