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Understanding your benefits

Workers’ compensation benefits are designed to support your recovery after a work-related injury.

Workers’ compensation benefits vary by state

Because workers' compensation laws vary by state, the benefits available to you and how they are administered may differ depending on where your injury occurred. In most cases, the state where the injury happened has jurisdiction over your claim.

Find your state workers’ compensation agency

Benefits overview

Support available during recovery

Benefits vary by state and individual circumstances. Your claim handler can explain what applies to your situation.

  • Medical care

    Workers' compensation may cover approved medical treatment related to your work injury, including doctor visits, therapy, prescriptions, and hospital care. Contact your MEMIC claim team if you have questions about treatment or medical bills.

    Contact the MEMIC claims team
  • Wage replacement benefits

    If your injury keeps you from working, wage replacement benefits may help replace a portion of your lost income while you recover. Your MEMIC claim team can explain your benefits and answer your questions.

    Learn about benefit payments
  • Return-to-work support

    Returning to work safely can be an important part of recovery and may include temporary accommodations when appropriate.

    Learn about returning to work

How benefit payments work

If you’re eligible to receive workers’ compensation benefit payments, learn how payments are issued, the ways you may receive them, and what you need to get started.

Learn about benefit payments

Frequently asked questions

Common questions about benefits

MEMIC Horizon Scholarship

Helping families affected by workplace injuries

The Harvey Picker Horizon Scholarship provides tuition assistance to eligible children and spouses of injured workers who are pursuing higher education.

View scholarship details
  • $5,000 per year for awardee
  • Up to four years of scholarship support
  • One student selected annually