Note: The companies listed above rank as the top performing property-casualty insurance companies based on the Ward Group annual analysis of the insurance industry. They each have passed all safety and consistency screens and achieved superior performance over the five years analyzed (2000-2004). Companies are listed alphabetically. The primary objective is to benchmark their performance as a group with the rest of the property-casualty industry. Ward's 50 Benchmark Group comparisons are available in Ward's Results, an insurance industry financal reference source.