Disclaimer
Workplace safety is your responsibility. MEMIC makes no representation that any recommendation, report, action, statement, or other communication made by us or any of our service providers will assure that any practices, procedures, premises, or operations are safe or healthful or in compliance with any law, rule, or regulation. Our safety surveys and recommendations relate primarily to underwriting concerns and do not constitute an assumption or undertaking by us or our service providers of your obligations to provide a safe and healthful environment. Neither you nor your employees, agents or invitees are entitled to rely upon any loss control activities provided by us and engaging in such activities is not a delegation to us of any of your legal responsibilities. We exercise no control over your premises, operations, or employees and have no responsibility or authority to implement loss control recommendations, the implementation of which is your sole responsibility. Maintaining a safe, healthful workplace in accordance with all laws is your responsibility as an employer.

Legal Notices

By using this website, and all others owned and maintained by MEMIC, you agree to the following terms and conditions, so please read them carefully. These may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes.

Privacy notices

MEMIC believes in the privacy of its customers and adheres to all privacy laws and regulations in the jurisdictions in which it does business. Please read our privacy notice to learn more. 

Products and services provided by MEMIC companies

MEMIC Group may provide insurance products and services in many states within the US. As used on this website, "MEMIC" refers to Maine Employers’ Mutual Insurance Company (MEMIC) and to its subsidiary, MEMIC Indemnity Company. Below is a list of the states and jurisdictions in which each company is authorized to write insurance.

Maine Employers Mutual Insurance Company is authorized to write workers’ compensation in Maine, New Hampshire, Vermont, Massachusetts, Connecticut and New York.

MEMIC Indemnity Company is authorized in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin and the District of Columbia.

The information and descriptions contained on this website regarding our insurance products are intended as general information and are not necessarily complete descriptions of the products and services offered by MEMIC. As is the case with most insurance contracts, the policies described on this website are ultimately defined by the insurance language of the contracts.

Ownership/use of content

The information contained in this website is owned by MEMIC and is provided for your personal use and, except as otherwise expressly provided herein, may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, posted, transmitted or duplicated without the prior written consent of MEMIC. To seek this permission, contact:

Copyrights/trademarks

All trademarks, service marks, trade names, logos, icons and domain names located on this website are the property of MEMIC or others partners. Your use of any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of MEMIC or the other owners is strictly prohibited. To seek permission, contact Vice President of Marketing and Communications Mike Bourque.