Choosing MEMIC

MEMIC earns praise from customers, regulators and independent organizations for our service and financial stability. That’s the difference that your customers get when you place their workers’ compensation with MEMIC. 

 

• A.M. Best ratings
  A.M. Best, the insurance industry’s most respected benchmarking organization, has high confidence in MEMIC. To read more about the our ratings, go to www.ambest.com. To read more about A. M. Best ratings and methodology, go to www.ambest.com/ratings. 
• Service  -  safety and claims
  We're known around the country as innovators in safety service, but don't forget about the value of our claims handlers, all of whom are workers' comp specialists.
• Ratings, credits and coverage
  We offer competitive rating tiers and your insureds may qualify for credit programs.
• Easy pay
  Whether your customer is a small seasonal employer or a big business, one of our payment plans and methods is right for them.
• Online bill pay
  Now your customers can pay their installment bills online. They can schedule future payments, review payment history and opt for paperless billing too.
• States covered 
  We can provide coverage in more than 45 states plus the District of Columbia.
• Low administrative costs
  MEMIC maintains a low expense ratio, and we pass the savings on to our policyholders.
• Employment Practices Liability Insurance (EPLI)  
  Through a unique endorsement, in some jurisdictions, we offer a quality EPLI product to your customers. The standard MEMIC Edge with EPLI plan has a $5,000 deductible and a $100,000 limit, and is affordable for even the smallest employer.

 

  Read about our signature safety services
  Read about our coordinated claim services
  Get more MEMIC facts